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p:last-child{font-size:13px;color:#dfebf4;margin-top:12px}.planner-result-content{padding:26px 30px;background:var(--paper)}.planner-status{font-size:12px;color:var(--muted);margin-bottom:18px}.planner-stats{margin:0}.planner-stats>div{display:flex;justify-content:space-between;gap:22px;border-bottom:1px solid var(--line);padding:11px 0;font-size:13px}.planner-stats dt{color:var(--muted)}.planner-stats dd{margin:0;font-weight:650;color:var(--navy);text-align:right}.planner-bars{margin:24px 0}.planner-bar-label{display:flex;justify-content:space-between;gap:15px;font-size:12px;color:var(--navy);margin:15px 0 7px}.planner-track{height:12px;border-radius:3px;background:#e2eaf1;overflow:hidden}.planner-track span{display:block;height:100%;width:0;background:var(--blue);transition:width .2s}.planner-track.demand span{background:#9b7d2e}.planner-footnote{font-size:12px;color:var(--muted);margin:18px 0 0}.planner-result-content .resource-actions{gap:12px}.planner-result-content .button{font-size:12px;padding:12px 20px;min-height:46px}.planner-secondary{border-color:var(--line);background:#fff;color:var(--navy)}.planner-results[aria-busy=true] .planner-result-content{opacity:.5}.planner-results button:disabled{opacity:.5;cursor:not-allowed}.formula-list{display:grid;gap:15px}.formula-list div{background:var(--paper);border-left:3px solid var(--gold);padding:15px 18px}.formula-list strong{display:block;font-size:13px;color:var(--navy);margin-bottom:4px}.formula-list p{font-size:13px}.planner-notice{padding:12px 16px;background:#fff8e6;border:1px solid #dfcd9c;border-radius:8px;font-size:12px;color:#67521b;margin-top:18px}.planner-result-heading h2{color:#fff}.planner-form>button{border:0;background:transparent;padding:0}.transfer-summary{padding:25px 30px;background:var(--soft-blue);border:1px solid var(--line);border-radius:16px;display:flex;align-items:center;justify-content:space-between;gap:24px;margin:0 0 30px}.transfer-summary 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textarea{resize:vertical;min-height:85px;font-weight:400}.transfer-inputs .wide{grid-column:1/-1}.download-status{font-size:12px;color:var(--muted);min-height:1em;margin:10px 0}@media(max-width:1000px){.planner{grid-template-columns:1fr 1fr;gap:20px}.planner-form{padding:22px}.planner-result-content,.planner-result-heading{padding:24px}.planner-fields{gap:16px}.resource-section{gap:30px}.resource-contact{align-items:flex-start;flex-direction:column}.desktop-nav{gap:21px;margin-right:8px}}@media(max-width:760px){.resource-hero{padding-top:35px;padding-bottom:30px}.resource-hero>.resource-lead{font-size:16px}.resource-hero h1{font-size:40px}.resource-grid,.planner,.resource-section,.transfer-item{grid-template-columns:1fr}.resource-grid{gap:18px;margin-bottom:45px}.resource-card{padding:28px}.resource-card h2{font-size:27px}.resource-section{gap:22px;padding:30px 0}.resource-section h2{font-size:28px}.resource-contact{padding:27px;margin-bottom:42px}.resource-contact 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